:root{--navy:#0b2538;--navy2:#061825;--orange:#ef5b13;--orange2:#cb4307;--cream:#f5f1e9;--white:#fff;--text:#25323c;--muted:#65727c;--line:#dce3e7;--green:#18a463;--shadow:0 24px 60px rgba(5,24,37,.17);--container:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);font-family:"DM Sans",Arial,sans-serif;line-height:1.65;background:#fff}img{display:block;max-width:100%}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}.container{width:min(calc(100% - 40px),var(--container));margin:auto}.skip-link{position:fixed;top:-80px;left:20px;z-index:1000;padding:12px 16px;color:#fff;background:var(--navy)}.skip-link:focus{top:20px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.topbar{background:var(--navy2);color:#d4e0e6;font-size:.85rem}.topbar-inner{min-height:42px;display:flex;justify-content:space-between;align-items:center}.topbar-inner div{display:flex;gap:24px}.navbar{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:12px}.brand-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:50%;color:#fff;background:linear-gradient(140deg,var(--orange),var(--orange2));font-family:"Manrope";font-weight:800;box-shadow:0 8px 22px rgba(239,91,19,.28)}.brand strong,.brand small{display:block}.brand strong{font-family:"Manrope";line-height:1.1;color:var(--navy)}.brand small{font-size:.69rem;color:var(--muted);text-transform:uppercase;letter-spacing:.09em}.nav-links{display:flex;align-items:center;gap:24px;font-weight:700;font-size:.93rem}.nav-links>a:not(.button):hover{color:var(--orange)}.nav-toggle{display:none;border:0;background:none;padding:8px}.nav-toggle span{display:block;width:26px;height:2px;background:var(--navy);margin:5px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:13px 23px;border:1px solid var(--orange);border-radius:6px;color:#fff;background:var(--orange);font-weight:800;cursor:pointer;transition:.2s}.button:hover{transform:translateY(-2px);background:var(--orange2);box-shadow:0 12px 25px rgba(203,67,7,.2)}.button-small{min-height:40px;padding:8px 15px}.button-ghost{background:transparent;border-color:rgba(255,255,255,.55)}.button-ghost:hover{background:rgba(255,255,255,.1)}.button-light{color:var(--navy);background:#fff;border-color:#fff}.button-full{width:100%}.whatsapp-button{background:var(--green);border-color:var(--green)}
.hero{position:relative;min-height:690px;display:grid;align-items:center;color:#fff;background:linear-gradient(90deg,rgba(5,24,37,.98),rgba(5,24,37,.82) 56%,rgba(5,24,37,.38)),url("../images/founder.jpg") center 28%/cover no-repeat}.hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:linear-gradient(90deg,var(--orange),#dda641)}.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:70px;align-items:end;padding:100px 0;position:relative;z-index:1}.eyebrow{margin:0 0 12px;color:var(--orange);font-weight:800;font-size:.75rem;letter-spacing:.2em;text-transform:uppercase}.eyebrow.light{color:#ffb875}.hero h1{max-width:820px;margin:0;font-family:"Manrope";font-size:clamp(3rem,6vw,5.3rem);line-height:1.01;letter-spacing:-.05em}.hero-copy{max-width:760px;color:#d4e0e6;font-size:1.08rem}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}.hero-metrics{display:flex;gap:42px;margin-top:48px}.hero-metrics div{display:grid}.hero-metrics strong{font-family:"Manrope";font-size:1.6rem;color:#ffb875}.hero-metrics span{font-size:.8rem;color:#c2d0d7}.leader-card{padding:32px;background:rgba(255,255,255,.96);color:var(--text);border-top:5px solid var(--orange);box-shadow:var(--shadow)}.leader-card h2{margin:0;color:var(--navy);font:800 2.1rem/1.15 "Manrope"}.leader-card h3{color:var(--orange2)}.leader-card a{display:block;margin-top:22px;padding-top:17px;border-top:1px solid var(--line);color:var(--navy);font-weight:800}
.trust-band{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-grid article{padding:30px;min-height:155px;border-right:1px solid rgba(255,255,255,.12)}.trust-grid article:last-child{border:0}.trust-grid span{color:var(--orange);font-weight:800}.trust-grid h3{margin:7px 0 4px}.trust-grid p{margin:0;color:#b8c8d1;font-size:.9rem}
.section{padding:105px 0}.section-soft{background:var(--cream)}.split-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:85px;align-items:center}.portrait-panel{position:relative}.portrait-panel img{width:100%;max-height:680px;object-fit:cover;object-position:center top;box-shadow:var(--shadow)}.year-card{position:absolute;right:-28px;bottom:30px;min-width:175px;padding:23px;color:#fff;background:var(--orange);box-shadow:var(--shadow)}.year-card strong,.year-card span{display:block}.year-card strong{font:800 2.5rem/1 "Manrope"}.content-block h2,.section-header h2,.sticky-intro h2,.faq-layout h2,.notice-card h2,.contact-copy h2{margin:0;color:var(--navy);font:800 clamp(2.1rem,4vw,3.5rem)/1.1 "Manrope";letter-spacing:-.04em}.content-block>p{color:var(--muted)}.feature-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:28px}.feature-list span{position:relative;padding-left:25px;font-weight:700}.feature-list span:before{content:"✓";position:absolute;left:0;color:var(--orange)}
.section-header{display:grid;grid-template-columns:1fr .7fr;gap:50px;align-items:end;margin-bottom:48px}.section-header>p{margin:0;color:var(--muted)}.section-header.centered{display:block;text-align:center;max-width:720px;margin-left:auto;margin-right:auto}.cards-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.service-card{min-height:290px;padding:28px;background:#fff;border:1px solid rgba(11,37,56,.08);transition:.25s}.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.service-card>span{color:var(--orange);font-weight:800}.service-card h3{margin:45px 0 10px;color:var(--navy);font-family:"Manrope"}.service-card p{color:var(--muted);font-size:.94rem}.accent-card{color:#fff;background:linear-gradient(145deg,var(--orange),var(--orange2))}.accent-card span,.accent-card h3,.accent-card p,.accent-card a{color:#fff}.accent-card a{font-weight:800}
.dark-section{background:var(--navy2);color:#fff}.loan-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:80px}.sticky-intro{position:sticky;top:30px;align-self:start}.sticky-intro h2,.contact-copy h2{color:#fff}.sticky-intro p{color:#b7c7d0}.loan-list{border-top:1px solid rgba(255,255,255,.14)}.loan-row{display:grid;grid-template-columns:60px 1fr;gap:20px;padding:27px 0;border-bottom:1px solid rgba(255,255,255,.14)}.loan-row>span{color:var(--orange);font-weight:800}.loan-row h3{margin:0;color:#fff}.loan-row p{margin:5px 0 0;color:#b7c7d0}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:52px}.process-card{padding:30px;min-height:240px;border:1px solid var(--line);border-right:0}.process-card:last-child{border-right:1px solid var(--line)}.process-card b{width:44px;height:44px;display:grid;place-items:center;border-radius:50%;color:#fff;background:var(--orange)}.process-card h3{margin-top:35px;color:var(--navy);font-family:"Manrope"}.process-card p{color:var(--muted)}
.faq-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px}.faq-layout>div:first-child>p:last-child{color:var(--muted)}.faq-list details{padding:20px 0;border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;color:var(--navy);font-weight:800}.faq-list p{color:var(--muted)}.notice-section{padding-top:0}.notice-card{display:grid;grid-template-columns:.9fr 1.1fr;gap:55px;padding:48px;background:var(--cream);border-left:6px solid var(--orange)}.notice-card h2{font-size:clamp(1.7rem,3vw,2.4rem)}.notice-card>p{margin:0;color:var(--muted)}
.contact-section{color:#fff;background:linear-gradient(120deg,rgba(5,24,37,.98),rgba(11,37,56,.94)),url("../images/business-card.jpg") center/cover}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:85px}.contact-copy>p{color:#c2d1d8}.contact-item{display:grid;grid-template-columns:90px 1fr;gap:20px;padding-top:24px;margin-top:26px;border-top:1px solid rgba(255,255,255,.16)}.contact-item strong{color:#ffb875}.contact-item address{font-style:normal}.contact-actions{display:flex;gap:12px;margin-top:32px}.form-panel{padding:40px;color:var(--text);background:#fff;box-shadow:var(--shadow)}.form-panel form,.login-card form{display:grid;gap:17px}.form-row{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}label{display:grid;gap:7px;color:var(--navy);font-size:.9rem;font-weight:700}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #ccd7dc;border-radius:5px;background:#fbfcfc;color:var(--text);outline:0}input:focus,select:focus,textarea:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(239,91,19,.12)}textarea{resize:vertical}.consent{display:flex;align-items:flex-start;gap:10px;color:var(--muted);font-weight:500}.consent input{width:18px;height:18px;margin-top:4px}.honeypot{position:absolute;left:-9999px}.alert{padding:13px 15px;margin-bottom:18px;border-radius:5px}.alert-success{color:#0e6640;background:#e6f7ee;border:1px solid #b8e5cc}.alert-error{color:#932018;background:#fff0ee;border:1px solid #f1c3bd}.floating-wa{position:fixed;right:22px;bottom:22px;z-index:30;width:58px;height:58px;display:grid;place-items:center;border-radius:50%;color:#fff;background:var(--green);font-weight:800;box-shadow:0 15px 30px rgba(0,0,0,.22)}
.footer{padding-top:68px;color:#c1ced5;background:#04131e}.footer-grid{display:grid;grid-template-columns:1.5fr .7fr .8fr;gap:60px}.footer h3,.footer-brand strong{color:#fff}.footer a:not(.brand){display:block;margin:8px 0}.footer-bottom{display:flex;justify-content:space-between;gap:25px;margin-top:50px;padding:23px 0;border-top:1px solid rgba(255,255,255,.1);font-size:.82rem}
.reveal{opacity:0;transform:translateY(20px);transition:opacity .7s,transform .7s}.reveal.visible{opacity:1;transform:none}
.admin-login-page{min-height:100vh;display:grid;place-items:center;padding:25px;background:var(--cream)}.login-card{width:min(100%,440px);padding:38px;background:#fff;box-shadow:var(--shadow)}.login-card h1{font-family:"Manrope";color:var(--navy)}.login-card .eyebrow{margin-top:30px}.admin-top{padding:38px 0;color:#fff;background:var(--navy)}.admin-top h1{margin:0;font-family:"Manrope"}.admin-top-inner{display:flex;align-items:center;justify-content:space-between}.admin-actions{display:flex;gap:10px}.admin-actions form{margin:0}.admin-main{padding:45px 0}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:25px}.stats-grid article{padding:24px;background:var(--cream);border-left:4px solid var(--orange)}.stats-grid span,.stats-grid strong{display:block}.stats-grid strong{font:800 2rem "Manrope";color:var(--navy)}.filter-bar{display:grid;grid-template-columns:1fr 190px auto auto;gap:10px;align-items:center;margin-bottom:20px}.text-link{color:var(--orange2);font-weight:800}.table-wrap{overflow-x:auto;box-shadow:var(--shadow)}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;font-size:.87rem}th{color:#fff;background:var(--navy)}td small,td a{display:block}.message-cell{min-width:220px;max-width:380px}.status-form{display:flex;gap:7px}.status-form select{min-width:105px;padding:8px}.status-form button{border:0;padding:8px 10px;color:#fff;background:var(--orange);border-radius:4px}.empty-state{padding:60px;text-align:center;background:var(--cream)}
@media(max-width:1000px){.nav-toggle{display:block}.nav-links{position:absolute;top:126px;left:20px;right:20px;display:none;padding:20px;background:#fff;box-shadow:var(--shadow)}.nav-links.open{display:grid}.hero-grid,.split-grid,.loan-layout,.faq-layout,.contact-grid{grid-template-columns:1fr}.hero-grid{gap:34px}.leader-card{max-width:520px}.trust-grid,.cards-grid,.process-grid{grid-template-columns:repeat(2,1fr)}.sticky-intro{position:static}.section-header,.notice-card{grid-template-columns:1fr}.year-card{right:18px}.stats-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.container{width:min(calc(100% - 28px),var(--container))}.topbar-inner>span{display:none}.topbar-inner div{width:100%;justify-content:space-between;gap:8px;font-size:.77rem}.navbar{min-height:75px}.nav-links{top:115px}.brand strong{font-size:.9rem}.brand small{font-size:.57rem}.brand-icon{width:42px;height:42px}.hero{min-height:auto;background-position:68% center}.hero-grid{padding:76px 0}.hero h1{font-size:clamp(2.55rem,13vw,4rem)}.hero-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.hero-metrics strong{font-size:1.25rem}.hero-metrics span{font-size:.69rem}.section{padding:76px 0}.trust-grid,.cards-grid,.process-grid,.feature-list,.form-row,.footer-grid,.stats-grid{grid-template-columns:1fr}.trust-grid article{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.process-card{border-right:1px solid var(--line);border-bottom:0}.process-card:last-child{border-bottom:1px solid var(--line)}.year-card{right:10px;bottom:10px}.notice-card,.form-panel{padding:27px}.contact-item{grid-template-columns:1fr;gap:4px}.footer-bottom,.admin-top-inner{display:block}.admin-actions{margin-top:15px}.filter-bar{grid-template-columns:1fr}.contact-actions{flex-wrap:wrap}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}